The Endeavor 401(k) Retirement Savings Plan makes it simple and rewarding to save for your future.



Your future financial security is an important part of your overall well-being. Whether you are just starting out, nearing retirement, or anywhere in between, participating in the Endeavor 401(k) Retirement Savings Plan can help you get your retirement on track. It’s an easy and tax-advantaged way to save for your future financial needs.

Key advantages at a glance
Automatic enrollment and automatic escalation.

While you can opt out or change your contribution rate, these automatic features help keep your retirement savings on track.

Convenient payroll deductions.

The Endeavor 401(k) Retirement Savings Plan makes it easy to save for your future.

Current tax savings.

You’ll pay less in income taxes when you make pre-tax contributions.

Tax-deferred investment growth.

With pre-tax contributions, your money has the potential to grow faster.

Wide range of investment choices.

Choose how you want to invest your money.


Eligibility and enrollment

As a full- or part-time U.S. employee, you can participate in the Endeavor 401(k) Retirement Savings Plan starting the first of the month following your 90th day of employment. Empower will send you a packet of information in the mail before your eligibility date. If you haven’t enrolled on your own or opted out of the plan, you will be automatically enrolled with a payroll deduction of 6% of your pre-tax pay. Then, your payroll deduction percentage will increase by 1% each following year on July 1 until you reach a contribution rate of 10%.

You may opt out of either or both the automatic enrollment and automatic escalation features at any time. To opt out or make a change to your contribution rate or investment allocations, log in to the Empower website (Endeavor: #766455) or call 833-961-5273.

Enroll in the plan

Get started by visiting the Empower website to view plan details and access forms and documents.

Check your progress

Log in to your Empower account to see your balance and use planning tools and calculators.

Make updates

Easily change your contribution rate, investment selections, or beneficiary on the Empower website.


Your Contributions

You may contribute between 1% and 80% of your pay to your plan account, up to annual IRS limits. In 2024, the IRS limits allow you to contribute up to:

  • $23,000 if you are under age 50
  • $30,500 if you are age 50 or older this year (which includes an additional $7,500 in catch-up contributions, made as a separate dollar amount election).

These limits include your pre-tax contributions, Roth after-tax contributions, or a combination of both.

Pre-tax vs. Roth after-tax: What’s the difference?

The Endeavor 401(k) Retirement Savings Plan gives you the flexibility to save for retirement in a variety of ways. You can make pre-tax contributions, Roth after-tax contributions, or a combination of the two.

Pre-tax contributions

The money goes into your account before taxes are deducted, so you keep more of your take-home pay. Then, you’ll owe taxes on both your contributions and any investment earnings when you withdraw your money in retirement (when you may be in a lower income tax bracket).

Roth after-tax contributions

The money goes into your account after taxes are withheld. Then, both your contributions and any associated earnings can be withdrawn tax-free in retirement.*

* In order for Roth earnings to be withdrawn tax-free, you must meet these two requirements:

  • At least five years have elapsed since your first Roth contribution.
  • You are at least 59½ or the withdrawal follows death or total disability.
Catch up!

It’s not too late to make up for lost time. If you’ll be 50 or older this year, take advantage of the opportunity to contribute up to an additional $7,500 in catch-up contributions.

Consolidate your retirement plans

If you have a balance in a former employer’s 401(k) plan, you can roll that money into your Endeavor 401(k) Retirement Savings Plan account. Simply call Empower at 833-961-5273 or ask the Benefits Team for a “Rollover In” sheet.


Company Contributions

To help you reach your retirement planning goals, Endeavor will also contribute to your account. The company will match 50% of your elective 401(k) deferral up to 4% of eligible pay*, per the IRS contribution and compensation limits. The match will be deposited with each pay period. Each year, the IRS imposes an employee deferral contribution limit. For 2024, it is $23,000 with an additional $7,500 allowed for participants 50 years of age and older for “catch-up" contributions. The annual eligible compensation limit is $330,000 for 2024. Any employer contribution (profit sharing or match) is subject to annual IRS limits.​



Vesting is another way of saying “the amount of money that is yours to keep if you leave the company.”

You are immediately 100% vested in your own contributions and any contributions the Company makes to your account, including any investment gains and losses on these contributions. This means you own all of the money in your account right away.


Name a Beneficiary

It’s important to designate a beneficiary to receive the value of your Endeavor 401(k) Retirement Savings Plan account in the event you die before beginning to receive your benefit. As personal circumstances change, be sure to keep that information up to date. Visit the Empower website to add or change a beneficiary.


Withdrawals and Loans

The money in your account is intended to be a long-term investment to help you prepare for your financial needs in retirement. However, under certain circumstances, you may be able to access money from your account before reaching retirement age. For more information, visit the Empower website or call 833-961-5273.

Think before you act

If you’re considering taking a withdrawal or loan from your plan account, be sure to think about the impact it may have on your financial future.

  • Taking money from your account now may lead to a smaller savings balance when you retire.
  • Not only are you taking money away from your retirement savings, but the burden of repaying the loan may make it even harder to get back on track.
  • If you take a plan loan, you’ll also lose more money to taxes because the interest payments on your loan are made with money that has already been taxed, and it will be taxed again when withdrawn from your account.
  • If you withdraw pre-tax money from your plan account, in addition to paying current taxes on the money, you may have to pay an additional 10% penalty tax if you are younger than age 59½ (or, age 55 if you have retired or left the Company).

Tools & Resources

Take an active role in your retirement planning by using the online tools and resources available through Empower. You’ll find a wealth of information related to budgeting your money, financial wellness, managing your 401(k) plan, and more.

Use Empower's online resources

Access tools and education on your plan website to help you make informed investment decisions.

401(k) New Hire Presentation

Learn more about Empower and your 401(k), or schedule a meeting with a retirement counselor here.

Before investing, carefully consider the funds’ or investment options’ objectives, risks, charges, and expenses. Call 833-961-5273 for a prospectus and, if available, a summary prospectus, or an offering circular containing this and other information. Please read them carefully. Investing involves risk, including the risk of loss.